• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
(979) 543-8884 | (844) 399-1212

How Can We Help You?

Home
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
    • Flood
    • Health
    • Homeowners
    • Life
    • Personal Umbrella Insurance
    • Renters
    • Watercraft & Boat
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Rod Insurance Group, LLC
    • Our Locations
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter



Have an insurance agent at your fingertips with the INSURANCE AGENT APP.

24/7 access to easily manage your insurance on your own time: ID Cards, Bill Pay, Claims Reporting, Change Request, etc...


Auto Insurance EMPLOYEE BENEFITS

Provide your company and your employees with the best benefits.

Read More
Homeowners Insurance HEALTH

Protect yourself for the road ahead with coverage that reflects what you need.

Read More
Business Insurance LIFE

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance COMMERCIAL

Browse a variety of insurance options in order to find the right one for you.

Read More
Health Insurance HOME & AUTO

Learn about different coverage options that fit your specific needs.

Read More
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information






There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Facebook
Twitter
LinkedIn
RSS
logo, company name
logo
logo, company name
a close up of a logo
logo
logo, company name
 

Trusted Partners Of

a drawing of a faceCore Benefits
logo, company name
Home

Contact Us

  • Office Address
  • 601 E. Jackson
  • El Campo, TX 77437
  • _
  • O: 979-543-8884
  • T: 844-399-1212
  • F: 844-521-5698
  • Mailing Address
  • PO Box A
  • El Campo, TX 77437
© Copyright. All rights reserved.
Powered by Insurance Website Builder